Eligibility and Application
Who qualifies?
We help make housing in Kansas City possible for all types of families, even if they have rejected him in the banks before. We welcome:
- Local residents ready to buy, even if they're not ready for a mortgage today
- ITIN holders and buyers without social insurance number
- Independent workers, gig economy and contractors
- Persons with limited credit or in recovery
- Persons with cash income, provided they can be verified
You probably qualify if you:
- Lives and / or works in the Kansas City metropolitan area (sides of Missouri or Kansas)
- It has stable income, either for work, own account or temporary work
- You can provide an initial payment and cover the monthly
- He plans to live in the house as his main residence
- It is committed to the responsible property and plans to move in 45-60 days
What do you need? (Checklist for application)
- Income check (payment heels, independent worker documents, or cash or ITIN income vouchers)
- Identification (driver's license, passport or ITIN)
- Fund check for initial payment (bank app screen capture or cash receipt)
- Current lessor rental or reference history (if available)
- Personal references (optional but useful)
- Authorization for basic background verification (no credit consultation required)
How does the application work?
- Fill out our online form
No engagement. No advance payment. Without hard consultation to the credit bureau. - Converse with a REALTOR ®
Our licensed local team will contact you quickly, by phone, message or WhatsApp. - Add the necessary documents
We guide you if you have questions or need help with the translation. - Be approved and start looking for your house!
You can see houses with our network or with your own real estate agent.
Frequently asked questions
Q: Can I qualify if I'm an independent worker or do temporary work?
A: Yes! Many of our buyers are independent, have small businesses, or receive cash income.
Q: Do I need to have perfect credit to qualify?
A: No. We work with buyers with limited credit and do not require a minimum score.
Q: Can I apply if I am not a US citizen. United States?
A: Yes—ITIN and non-citizens are welcome.
Q: How long does it take to move?
A: Most buyers can move to their new home in 30-60 days after they are approved.
For more answers, visit our FAQ page.
Ready to apply?
Start your way to home ownership—no pressure or commitment.
Questions?
Our team speaks English and Spanish.
Call, send text or WhatsApp to receive support before applying.
